If someone has become injured on your property or if a violent storm destroys your home, you will need to file a claim with your insurance company. Remember, a homeowners policy is a contract between you and your...

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State Farm, Florida's largest private home insurer, keeps shrinking as state-backed Citizens Property Insurance keeps growing. Coincidence? Not entirely: A 2008 state law allows companies like State Farm to continue...

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Standard homeowners and renters insurance does not cover flood damage. Flood coverage, however, is available in the form of a separate policy both from the National Flood Insurance Program - NFIP (888-379-9531) and from...

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